The regulatory approach towards artificial intelligence is currently the subject of heated debate among policy makers. This regulatory debate is, however, dominated by a one-dimensional viewpoint, in which the digital forest cannot always be seen for its trees. Contrary to popular belief, however, artificial intelligence does not in and of itself constitute a regulatory problem. Artificial intelligence (AI) is not a new phenomenon. Various AI applications, such as machine vision, have been in use in Finland for several decades.

New players and blurring sector borders are starting to influence the competitive outlook in a wide range of industries. Four emerging technology clusters will define how automotive manufacturers, suppliers, and digital attackers compete and cooperate for growth. In banking, enlarged platform spaces will offer customers access to a wide range of products and services through a single gateway. In both industries, established players will need to rethink strategy, either by joining existing ecosystems or forging their own. An analysis of mobility investments reveals how technologies and players are beginning to interact, and where new opportunities are starting to appear.